1 in 4 institutions plan XRP exposure in 2026, data shows

Cryptocurrency Mar 26, 2026

Institutional exposure to XRP is expected to rise sharply in 2026, with allocations increasing from 18% to 25%, according to a recent report.

Amid growing demand for the XRP Ledger (XRPL), institutional allocation to XRP is projected to increase by 39% in 2026, per a March 18 surveyby Coinbase Global and EY-Parthenon.

Coinbase report on institutional crypto allocation in 2026. Source: Coinbase

Despite the projected growth, XRP still ranks fifth among cryptocurrencies by planned 2026 allocation. Bitcoin (B T C) retains the top position, although planned exposure of 91% is slightly down from 94% in January.

Why are more institutional investors betting on XRP in 2026?

More institutional investors are seeking to buy XRP in the coming months due to the token’s robust fundamentals. As a large-cap asset with a market capitalization of approximately $84.2 billion at the time of publication, XRP benefits from broad exchange liquidity and the rising real-world use cases of the XRPL network.

Furthermore, the token’s recent launch of several spot XRP exchange-traded funds (ETFs) in the United States has created a regulated access point for the token. Additionally, regulatory clarity for the token has also improved significantly since President Donald Trump took office in early 2025, whereby Ripple Labs’ ongoing engagement with U.S. and international regulators has reduced legal uncertainty around XRP’s classification.

Meanwhile, the rising odds of the Clarity Act – a bill in the United States seeking to legalize the crypto industry – passing in the near future is reason for institutions to seek to capitalize on XRP via buying the rumor and selling on the news. Taken together, the data suggest institutional appetite for altcoins is broadening beyond Bitcoin and Ethereum.

Best Crypto Exchange for Intermediate Traders and Investors

Invest in cryptocurrencies and 3,000+ other assets including stocks and precious metals.
0% commission on stocks - buy in bulk or just a fraction from as little as $10. Other fees apply. For more information, visit etoro.com/trading/fees.
Copy top-performing traders in real time, automatically.
eToro USA is registered with FINRA for securities trading.

30+ million Users worldwide

Get Started

Securities trading offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. Finbold.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD