As XRP battles recent bearish sentiment, an artificial intelligence model has projected that the asset is likely to reclaim the $3 mark by Christmas Day 2025.

Indeed, XRP has suffered notable losses in recent weeks, in line with broader cryptocurrency market sentiment, at one point losing the $2 support. By press time, the asset was valued at $2.20, having gained about 0.8% in the past 24 hours, while on the weekly timeline, the asset is up almost 9%.

XRP price on Christmas Day 

To determine how the asset might trade on Christmas 2025, Finbold consulted OpenAI’s artificial intelligence model, ChatGPT, which cited several factors likely to influence the asset’s price.

According to ChatGPT, one of the key factors influencing XRP’s price is the resolution of its legal dispute with the SEC. With regulatory uncertainty removed, institutional investors are more likely to enter, supporting a higher baseline price for XRP.

At the same time, the launch of XRP investment vehicles like ETFs and ETPs has also played a role, though early flows have been modest. These products offer increased structural demand, and as they attract more capital, they could support future price gains.

Additionally, active treasury and SPAC buying programs aim to raise over $1 billion to purchase XRP on the open market. If these initiatives begin executing buybacks in December, they could provide steady upward pressure on the price.

The model also pointed to broader market conditions that also impact XRP. While the crypto market faced weakness in November 2025, a potential rebound in December, especially if the U.S. The Federal Reserve signals a rate cut, could boost investor sentiment and drive XRP’s price higher.

XRP price prediction 

By considering these factors, ChatGPT predicts that XRP will be valued at approximately $3.10 on December 25, with an expected range between $2.40 and $4.50. The most likely price will sit between $2.60 and $3.60.

If these factors align positively, XRP could push past $3.50, with the possibility of reaching as high as $4.50. On the other hand, if macro conditions remain weak or delays occur in ETF or SPAC activity, the price could fall below $2.20.

The model noted that the prediction is conditional on these factors unfolding as anticipated.

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