As XRP trades above the $2 support zone, two artificial intelligence (AI) models have shared the price forecast for the asset at the end of 2025 in light of the recent stall in the Ripple and Securities Exchange Commission (SEC) case.
On May 17, a federal judge rejected a SEC settlement motion to reduce the $75 million penalty, citing procedural issues rather than addressing the case’s merits.
While the decision doesn’t worsen Ripple’s legal standing, it prolongs the uncertainty that continues to cloud XRP.
This unresolved legal status may weigh on investor sentiment, as a judge’s approval of the settlement would have finally closed the chapter.
In light of this, Finbold gathered predictions from OpenAI’s ChatGPT and xAI’s Grok to assess how XRP might perform by the end of 2025 amid regulatory uncertainty.
AI predicts XRP price for end of 2025
ChatGPT presented a scenario-based forecast shaped by how the SEC case unfolds in a bullish outcome. In this scenario, where Ripple secures a favorable settlement, the broader cryptocurrency market rallies XRP could rise to between $3.50 and $5.50.
ChatGPT noted that XRP will likely trade between $2 and $3 if the legal process drags on without resolution.
An unfavorable outcome, such as an adverse ruling or broader market downturn, could push prices down to the $1 and $2 range. With XRP currently trading at around $2.40, ChatGPT suggested the price reflects a mix of optimism for legal closure and caution due to delays.
Grok, meanwhile, took a more optimistic stance, predicting that XRP could reach between $3.50 and $4.50 by the end of 2025. However, the ongoing SEC case may still create short-term volatility.
The lower end of its forecast accounts for extended legal delays or a broader market pullback, while the $4.50 projection assumes partial legal progress, supported by potential approvals of spot XRP exchange-traded funds (ETFs) and Ripple’s expanding role in global payments.
XRP price analysis
At press time, XRP was trading at $2.39, up 1.5% in the past 24 hours and 0.26% over the past week.
The asset’s 50-day simple moving average (SMA) is $2.21, slightly below the current price, indicating short-term stability. The 200-day SMA, at $1.91, reflects a longer-term upward trend.
Featured image via Shutterstock
