XRP price prediction 2026 has once again turned bearish, with artificial intelligence (AI) models predicting the cryptocurrency is going to trade below $1.2 by the end of the month.
Notably, Finbold’s AI prediction agent projects an average XRP price target of $1.18 on June 30, 2026, which would be a 5.97% decline from the current price of $1.26.
AI XRP price prediction
Our prediction tool combined the outputs from the three large language models (LLMs): Gemini 3 Flash, ChatGPT 5.2, and Grok 4.1.
Although differing in precise numbers, all three models predict that XRP is going to decline further by the end of the month.
Gemini, for example, sees it dropping 8.4%, to $1.15. For comparison, the average yearly XRP price in 2026 has been $1.51, while the lowest the asset has hit in the same period was $1.12, on February 6.
Grok is slightly more optimistic, although its projected 6.35% decline with a price of $1.18 is still decisively bearish.
The most bullish AI crypto price prediction came from ChatGPT, which predicts only a 3.17% correction and a final June XRP price of $1.22.
XRP price action
XRP was trading at $1.26 at press time, down 3% over the previous 24 hours and largely mirroring a broader cryptocurrency market.
The primary catalyst behind the move was nearly $3 billion in net outflows from U.S. spot Bitcoin ETFs over the last 10 trading sessions, which sent Bitcoin (BTC) below $70,000 and dragged major altcoins, including XRP, with it.
Adding to the pressure, XRP’s market structure remains vulnerable due to declining liquidity. Notably, Binance’s 30-day XRP order book depth recently fell to its lowest level since January 2020, making the token more susceptible to outsized price swings.
In the near term, XRP’s outlook thus remains closely tied to Bitcoin. The current $1.26-$1.27 range is an important support zone, and holding above that range could allow XRP to stabilize, while a decisive breakdown may open the door for a move toward the levels projected by the AI models, namely $1.15-$1.22.
Featured image via Shutterstock
