With XRP breaching key resistance levels in search of a new all-time high, an artificial intelligence (AI) model has set the timeline for when the asset is likely to trade at $5.
This outlook comes at a time when XRP is buoyed by broader market sentiment, which is in bullish momentum. As of press time, the asset was trading at $2.62, having rallied almost 7% in the last day, while on the weekly chart it is up 17%.
This moment has coincided with increased buying pressure in the asset, which has added $11.81 billion in the last 24 hours, bringing the total to $156.09 billion as of press time.
Regarding when XRP is likely to trade at $5, Finbold turned to OpenAI’s ChatGPT for insights on the timeline.
XRP price to $5 timeline
According to the AI model, XRP could realistically reach $5 between late 2025 and early 2026, driven by a mix of regulatory developments, institutional adoption, market cycles, and technical factors.
ChatGPT noted that a crucial element is regulatory clarity, as a full resolution of the Securities and Exchange Commission (SEC) lawsuit would boost investor confidence, open up broader U.S. exchange listings, and attract institutional buyers.
At the same time, Ripple’s growing network of banking and payment partners, along with its stablecoin, would strengthen the real-world use case for XRP as a liquidity and settlement asset.
The broader crypto market cycle also supports this timeline, with altcoins historically rallying most strongly in the later stages of a bull market. According to ChatGPT, technical analysis indicates that resistance levels near $2.70 and $3.30 are key thresholds; a break above these levels could trigger momentum buying toward $5.
Another potential catalyst highlighted by ChatGPT is the expected approval of a spot XRP exchange-traded fund (ETF), with approval odds estimated to be above 95% by late 2025.
According to the AI model, such a product could attract significant institutional inflows and drive prices even higher, with bullish scenarios predicting XRP to be in the $6 to $10 range by 2026.
Featured image via Shutterstock
