The launch of the first United States-listed spot XRP exchange-traded fund (ETF) has injected fresh momentum into the asset as it seeks to reclaim new all-time highs.
Given the size of U.S. financial markets, expectations are high that the ETF debut could help XRP target higher levels, with OpenAI’s ChatGPT offering potential projections to watch.
Notably, the REX-Osprey XRP ETF (XRPR) began trading on the Cboe BZX exchange on September 18, ranking among the most successful debuts of the year. XRPR recorded about $37.7 million in first-day volume, including roughly $24 million within the first 90 minutes.
Despite the strong inflows, XRP’s price hovered near $3, suggesting investors are waiting for broader adoption and additional ETF approvals to trigger the next rally.
Those additional products may be close considering several major issuers have pending spot XRP ETF applications, including Bitwise, WisdomTree, 21Shares, Franklin Templeton, CoinShares, Grayscale, and Canary Capital.
XRP price prediction
On the price outlook, Finbold consulted ChatGPT-5 for insights into XRP’s potential trajectory. The model noted that when U.S. spot Bitcoin ETFs launched in early 2024, BTC surged nearly 70% in two months to a record high. Ethereum’s spot ETFs, fueled a 50% rally within weeks. If XRP follows a similar path, analysts expect meaningful upside.
In this case, ChatGPT-5 outlined three scenarios: a conservative case where XRP climbs to about $5 by early 2026, a moderate case reaching $7 by mid-2026, and a bullish case, driven by strong ETF inflows, fresh approvals, and favorable market conditions, where XRP could hit $10 by the end of 2026.
However, the model cautioned that the timeline depends on investor adoption, regulatory clarity, and broader macroeconomic trends.
XRP price analysis
As of press time, XRP was trading at $3.01, down about 1% in the past 24 hours and more than 4% on the week.
The token is holding near its 50-day simple moving average (SMA) at the same level, while the 200-day SMA sits lower at $2.56, pointing to a sustained upward trend.
At the same time, short-term indicators remain mixed, with the 14-day relative strength index (RSI) at 50.50, reflecting a neutral stance. Meanwhile, volatility stands at 3.38%, signaling modest but steady price swings.
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