An increasing share of businesses worldwide now accepts cryptocurrency—especially stablecoins—as a payment option. With roughly 420 million people holding crypto globally, companies that add digital An increasing share of businesses worldwide now accepts cryptocurrency—especially stablecoins—as a payment option.

With roughly 420 million people holding crypto globally, companies that add digital currencies at checkout can reach new markets and customer segments via a crypto payments platform (a crypto payment platform and payment gateway for cryptocurrency that helps merchants to accept crypto payments as a payment option alongside fiat currencies).

To enable these payments, most merchants partner with a specialized provider that helps to:

• Optimize checkout flows to improve conversion (deliver a more seamless payment and better payment experience with clear payment buttons and a payment address or QR code)
• Secure and maintain competitive crypto–fiat exchange rates (conversion to fiat that is lower than traditional payment costs where possible)
• Offer a customer wallet for making payments, so the merchant doesn’t need to custody crypto on its balance sheet (via a crypto wallet inside a payment system that lets you manage crypto safely)
• Convert funds received in crypto to fiat and remit them to the merchant’s account, minus applicable fees (covering each crypto transaction, stated transaction fee, and rules to convert crypto to fiat through a trusted payment service)

In this article, we review five leading cryptocurrency payment processors in 2025 (a practical guide to crypto payment gateway choices for businesses seeking a reliable payment partner and a list of best crypto payment vendors among top crypto payment gateways).

Provider	Supported cryptocurrencies	Service Fee	Payouts Fee	Network Fee
NOWPayments	300+	0.5% on mono-currency payments, 1% when asset conversion is required	0%	3 network fees
CoinPayments	~40+	0.5% on mono-currency payments, 1% when asset conversion is required	0%	1 network fees both deposits & payouts
CoinsPaid	20+	0.5% on mono-currency payments, 1% when asset conversion is required, 1.5% when fiat -> crypto	0.3 – 1%	Included in Service Fee
B2binpay	72+	0.25 – 0.5% but minimum fee paid is $3	0%	1 network fees both deposits & payouts
Cregis	100+	0.5% for mono & when asset conversion is required	0%	1 network fees both deposits & payouts

What Is A Crypto Payment Gateway?

A crypto payment gateway is a service that allows businesses to accept cryptocurrency payments from customers. A crypto payment processor acts as the payment gateway provider for businesses, helping to allow merchants to accept cryptocurrency as a payment method (cryptocurrency as a payment method across various crypto assets).

These gateways facilitate the conversion of digital currencies, such as Bitcoin and Ethereum, into traditional fiat currencies, enabling secure payment and successful payment for both merchants and consumers. By utilizing a crypto payment gateway, businesses can tap into the growing crypto market of a wide range of crypto users, offering them an alternative payment method that is often faster and more secure than traditional payment systems.

This type of gateway typically includes features such as transaction tracking, analytics, and integration with existing payment systems, making it an essential tool for merchants looking to expand their payment options and reach a broader audience (choosing the right crypto payment partner is crucial; a comprehensive cryptocurrency payment gateway with payment gateway solutions that gateway lets you integrate crypto and test the payment process before you choose a gateway).

NOWPayments

NOWPayments is widely recognized as the best crypto payment gateway and one of the most cost-efficient on the market, offering some of the lowest service fees for deposits and zero fees on mass payouts. The platform provides a simple yet powerful solution for businesses looking to accept cryptocurrencies alongside traditional payment methods.

Fees overview:

• Supported cryptocurrencies: 300+
• Service fee: 0.5% on mono-currency payments and 1% when conversion between assets is required.
• Payout fee: 0% – no gateway fee for mass payouts.
• Network fee: 3 network fees (applied for deposits, payouts, and withdrawals; exact cost depends on the blockchain used).

In Custody mode, funds are credited without extra on-chain hops, so you pay the network fee only when withdrawing assets from custody. Merchants can also further reduce expenses by:

• Enabling the “Fee Paid by User” option – shifting the service fee to the buyer at checkout.
• Choosing lower-cost networks (e.g., TRC-20, Polygon, Arbitrum) to minimize network fees.

With its clear pricing structure, low fees, and flexible integration options, NOWPayments stands out as a top choice for businesses seeking a transparent and cost-effective crypto payment gateway.

CoinPayments

CoinPayments is a crypto payment gateway that offers a seamless solution for businesses looking to accept cryptocurrencies as a form of payment. With its user-friendly interface and robust features, CoinPayments enables merchants to process transactions in a variety of digital currencies, making it an ideal choice for those seeking to tap into the growing cryptocurrency market.

The platform is known for its low fees, which makes it an attractive option for businesses looking to minimize transaction costs while maximizing their payment options. In addition to its competitive pricing, CoinPayments also provides advanced security measures and reliable customer support, ensuring that users can confidently manage their crypto transactions with ease.

Fees overview:

• Supported cryptocurrencies: ~40+
• Service fee: 0.5% on mono-currency transactions, 1% when asset conversion is required.
• Payout fee: 0%
• Network fee: 1 network fee applies to both deposits and payouts.

CoinsPaid

CoinsPaid is a crypto payment gateway that provides businesses with a seamless solution for accepting cryptocurrency payments. With its user-friendly interface and robust security features, CoinsPaid enables merchants to integrate crypto transactions into their existing payment systems effortlessly. This platform supports a wide range of cryptocurrencies, allowing customers to make payments in their preferred digital currency.

Additionally, CoinsPaid offers competitive low fees, making it an attractive option for businesses looking to minimize transaction costs while still enjoying the benefits of cryptocurrency payments. By choosing CoinsPaid as their payment gateway, merchants can enhance their payment options and cater to the growing demand for cryptocurrency transactions in today’s digital economy (another example of cryptocurrency payment processing solutions used by crypto user segments worldwide).

Fees overview:

• Supported cryptocurrencies: 20+
• Service fee: 0.5% for mono-currency payments; 1% when conversion between assets is needed; 1.5% when converting fiat to crypto.
• Payout fee: 0.3% – 1% depending on the volume and transaction type.
• Network fee: Included in the service fee (no separate network charge).

B2Binpay

B2Binpay is a crypto payment gateway that offers businesses a reliable and efficient way to process cryptocurrency transactions. With its low fees and user-friendly interface, it stands out as one of the best options available for merchants looking to integrate crypto payments into their operations. B2Binpay supports a wide range of cryptocurrencies, ensuring that businesses can cater to the growing demand for digital currency transactions.

Additionally, its robust security features provide peace of mind for both merchants and customers, making it an ideal choice for those seeking a low fee crypto payment gateway.

Fees overview:

• Supported cryptocurrencies: 72+
• Service fee: 0.25 – 0.5%, but with a minimum fee of $3 per transaction.
• Payout fee: 0%
• Network fee: 1 network fee for both deposits and payouts.

Cregis

Cregis is a crypto payment gateway that facilitates seamless and efficient transactions using various cryptocurrencies. Designed to provide businesses with a low-fee solution for accepting digital payments, Cregis stands out as one of the best options available in the market.

By leveraging advanced technology, it offers a secure and user-friendly platform, allowing merchants to easily integrate crypto payments into their existing systems. With competitive transaction fees and a commitment to customer satisfaction, Cregis is an excellent choice for those looking to embrace the future of finance.

Fees overview:

• Supported cryptocurrencies: 100+
• Service fee: 0.5% for mono-currency and asset conversion transactions.
• Payout fee: 0%
• Network fee: 1 network fee applied to both deposits and payouts.

Why NOWPayment is the best crypto gateway with the lowest fees

NOWPayments stands out as the best crypto payment gateway with the lowest fees due to its user-friendly interface, a wide range of supported cryptocurrencies, and seamless integration with various e-commerce platforms.

This payment gateway not only ensures quick and secure transactions but also offers competitive rates that make it an attractive option for businesses looking to minimize costs while maximizing efficiency. By choosing NOWPayments, merchants can enjoy the benefits of accepting cryptocurrency payments without the burden of high service fees, making it an ideal solution for both small and large enterprises.

2025 context

In 2025, crypto payment gateways continue to evolve as established crypto payment processors, offering payment gateway provider services that help merchants to accept and use crypto safely. A secure crypto stack with trusted crypto payment gateway tools is crucial for scale.

Look for a gateway that offers strong APIs, payment gateway solutions integrations, and choose a gateway with comprehensive cryptocurrency payment gateway documentation so you can test the payment process quickly and deploy a payment gateway for your business that supports various crypto assets.

Disclaimer: The content on this site should not be considered investment advice. Investing is speculative. When investing, your capital is at risk.