The proliferation of various artificial intelligence (AI) models led to many testing the platforms’ ability to assess the market and build a successful portfolio, with some reporting that the machine-determined stock picks are outperforming professional managers and investors.
Finbold has also given such tasks to advanced AI models – most notably to ChatGPT-4o – with a particularly recent example coming on Christmas 2024.
As stock and cryptocurrency markets have not performed entirely as expected in the lead-up to the New Year, we decided to examine just how resilient and successful the 2025 ChatGPT portfolio has been in the year’s opening weeks.
Picks for you
In late December, OpenAI’s advanced platform included seven stocks and one additional optional investment in its recipe for a winning 2025 portfolio.
The seven selected stocks come from a variety of sectors and include Eli Lilly (NYSE: LLY), Nvidia (NASDAQ: NVDA), Tesla (NASDAQ: TSLA), Shopify (NYSE: SHOP), Coca-Cola (NYSE: KO), Walgreens Boots Alliance (NASDAQ: WBA), and Amazon (NASDAQ: AMZN).
Is ChatGPT’s portfolio for 2025 in the green?
Looking at each of the companies’ year-to-date (YTD) performance, it quickly becomes evident that ChatGPT selected stocks whose positive momentum was, in most cases, sufficient to keep their performance in the green despite the DeepSeek and tariff-induced headwinds.
As things stand, the only firms that are down in the YTD chart – once the Wednesday pre-market is included – are NVDA at a negative 10.33% and TSLA at a negative 4.17%.
Furthermore, while KO stock is barely up at 0.74%, other shares have recorded substantially greater gains even after the most recent corrections. LLY is 8.94% up, SHOP 11.45%, WBA 5.79%, and AMZN 8.74%.
If one assumes a $1,000 total initial investment and that ChatGPT’s allocation strategy was followed, it would mean that the $150 put into Eli Lilly would have become $163.41, $150 in Nvidia $134.51, $100 in Tesla $95.83, $100 in Shopify $111.45, $200 in Coca-Cola $201.48, $100 in Walgreens $105.79, and, finally, $200 in Amazon would have risen to $217.48.
In total, this means that the original $1,000 stake would have appreciated 2.995% to a press time value of $1,029.95 – $29.95 in profit in just over one month.
ChatGPT’s optional 2025 investment in index funds
The optional investments in the S&P 500 index funds, such as SPDR S&P 500 ETF Trust (SPY) and Vanguard S&P 500 ETF (VOO), would have also done relatively well given the short time frame as they are 2.93% and 2.96% up in 2025 so far.
If an investor put $500 in SPY, it would have risen to $514.65, and $500 in VOO would have become $514.80 for a total appreciation of 2.95%. Therefore, had $1,000 gone into the seven stocks and another $1,000 into the funds, the original $2,000 investment would, at press time, be worth $2,059.40.
Featured image via Shutterstock
