XRP has lost some steam over the past twenty-four hours as the Senate delayed a key crypto market structure bill on January 15.

At the same time, daily trading volume slipped 30% as the broader market backdrop turned cautious and began rotating away from altcoins as Bitcoin’s (BTC) dominance rose to nearly 60%.

However, a machine learning algorithm sees the general monthly trend as stable, even if the market may appear increasingly volatile.

XRP AI price prediction

Namely, Finbold’s AI-driven price prediction tool, which blends inputs from ChatGPT, Gemini 2.5 Flash, and Claude Sonnet 4 to generate a range of potential outcomes, projects an average XRP price of $2.12 for January 31, 2026.

The figure suggests the asset is on its way to climb 2.75% from the current price of $2.06, which would pull it just above the current ten-day simple moving average (MA) at $2.1.

Claude Sonnet and Gemini gave the most bullish forecast, both projecting a potential 4.37% rally and a price of $2.15, while ChatGPT suggested the price could go down 0.49%, eventually trading at $2.05.

XRP price outlook

While cumulatively not negative, the projection is still not as optimistic as some given by human analysts this week. For example, one analysis suggests XRP price could soon test untapped highs based on the broader market movements and Bitcoin’s current positioning in particular.

Ultimately, XRP’s trajectory will hinge on variables including the cryptocurrency’s technical indicators, the state of the overall market, and regulatory progress on the Senate’s part. As of now, the supportive base hovers around $2.05–$2.10.

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