Both gold and silver are standing out in 2025 with impressive gains, leaving investors with the tough choice of which metal is ideal to buy as the year comes to a close.
To shed light on this, Finbold explored insights from OpenAI’s latest and most advanced artificial intelligence model, ChatGPT-5, for its view on which commodity is likely to finish the year in a strong position.

Gold and silver fundamentals
According to the AI model, silver’s growth potential currently outshines gold’s. Despite climbing about 25% year-to-date and reaching a 10-year high, silver still trades below its inflation-adjusted peak of over $50 per ounce from 2011.
Gold, by contrast, is hovering around $3,350 an ounce, already in record territory, which limits its scope for explosive gains. Year-to-date, the yellow metal is up over 27%.
ChatGPT noted that silver’s momentum is being fueled by a rare combination of factors. For instance, the metal is in its seventh straight year of supply deficits, with inventories continuing to shrink.
At the same time, industrial demand is booming, driven by sectors such as solar energy, electric vehicles, and electronics manufacturing. This dual role as both a safe-haven asset and a key industrial material gives silver a unique edge.
Adding to the bullish outlook, the gold-to-silver ratio, a long-term measure of relative value, remains above 80. At the close of the last market session, the ratio stood at 88.
Historically, such levels have signaled that silver is undervalued. In this case, ChatGPT stated that a drop back toward the historical norm near 60 would imply significant room for silver to catch up.
However, the model also noted that gold still carries strong bullish sentiment given its historical safe-haven status. For instance, central bank buying and expected U.S. Federal Reserve rate cuts should keep the yellow metal well supported.
That said, ChatGPT-5 suggested gold’s role in the current cycle may be more about preserving capital than delivering outsized returns.
Verdict
As for the verdict, the AI platform stressed that for those seeking stability and long-term wealth protection, gold remains a dependable choice.
But for investors chasing higher returns and willing to tolerate more volatility, silver could be the standout performer by the end of 2025. ChatGPT recommended allocating 70% to silver and 30% to gold, balancing growth potential with stability.
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