XRP could trade at approximately $1.24 on July 1, 2026, according to a new forecast generated by ChatGPT, representing roughly 9% upside from its current price range.
The prediction comes as XRP faces a critical test between growing institutional demand and weak price momentum.
While the cryptocurrency remains more than 50% below its January 2026 peak of $2.34, record XRP ETF inflows and continued whale accumulation have strengthened the asset’s fundamental outlook.
As of press time, the cryptocurrency was trading at $1.15 having gained by about 1.6% in the past day while on the weekly timeline, the token is up over 5%.
XRP price prediction
Based on current market conditions, ChatGPT’s base-case forecast places XRP at $1.24 by July 1, with a projected trading range of $1.18 to $1.32 under normal market conditions.
The model assigned a 50% probability to a base-case scenario in which XRP remains within a range of $1.18 to $1.32. A bearish scenario, carrying a 30% probability, sees XRP falling to between $0.98 and $1.10 if support levels fail and broader crypto market weakness persists.
Meanwhile, a bullish scenario with a 20% probability projects XRP reaching between $1.40 and $1.65, provided buyers successfully reclaim key resistance levels and institutional demand continues to accelerate.
The forecast suggests XRP is more likely to post a modest recovery in the coming weeks than quickly return to its January high of $2.34.
A key factor behind ChatGPT’s outlook is strong institutional demand. Since launching in November 2025, U.S. spot XRP ETFs have attracted approximately $1.41 billion in net inflows and now hold about 904.8 million XRP, equivalent to nearly 0.9% of the circulating supply.
Demand accelerated in May, when ETFs recorded $118.29 million in inflows, including a record $60.5 million during the week ending May 15.
Despite this buying pressure, XRP continues to trade near $1.15, suggesting broader crypto market weakness has offset much of the positive impact from institutional accumulation.
On-chain metrics also remain supportive. More than 25 million XRP have recently been withdrawn from exchanges, while the number of whale wallets has climbed to a record 332,230 addresses.
The combination of exchange outflows and rising whale participation is often viewed as a sign of long-term accumulation during periods of weak market sentiment.
Key XRP price levels to watch
XRP’s near-term outlook hinges on several key price levels. Immediate support sits at $1.10, while $1.26 and $1.30 have become important resistance zones after previously acting as support.
A breakout above $1.45-$1.48 could pave the way for gains toward $1.51 and potentially $1.67, making $1.10 support and $1.48 resistance the most important levels heading into July.
Another bullish factor is the large concentration of short positions. Shorts currently outnumber longs by roughly 9-to-1, with an estimated $227 million in short liquidations positioned above current prices.
If XRP breaks through resistance, forced short covering could accelerate gains.
