The recent XRP rally, which set the asset up 35% on the monthly chart, appears to be cooling down, judging by the forecast presented by Finbold’s artificial intelligence (AI) prediction agent.
With recourse to multiple technical analysis tools, including oscillators, the relative strength index (RSI), and moving averages (MA), the machine learning algorithm estimated that XRP would be trading at $1.41 on September 30, 2026, a mere 0.77% uptick from the press time price of $1.4.

However, our agent leveraged three AI models to generate the average price, and their individual projections were not at all similar.
OpenAI’s chatbot, ChatGPT 5.6 Terra, proved the most bullish, setting its XRP price target at $1.47 – a 5% rally by the end of the month. On the other end of the spectrum,Grok 4.5 had a rather bearish forecast that XRP would drop 6.25% to $1.31. DeepSeek was somewhere in between, arguing for a price target of $1.45, which implies a 3.57% upside potential.

XRP price prediction September
While the AI forecast appears rather neutral on average, the discrepancy between individual large language models suggests that the short-term XRP outlook is far from certain.
For example, the next major catalyst is the U.S. Senate’s expected vote on the CLARITY Act on September 15. If XRP holds above the 50% Fibonacci support at $1.34, the price could remain range-bound between $1.34 and $1.42 heading into the vote. A decisive break below $1.34 could accelerate selling toward the next major support near $1.25, corresponding to the 61.8% Fibonacci retracement.
However, after their eighth consecutive week of net inflows, spot XRP ETFs posted a $7.20 million net outflow on September 4, marking the first negative-flow day since August 5. As institutional demand is among the key drivers behind XRP’s recent rally, the momentum reversal could signal fatigue. But with the source of buying pressure weakening, sellers have more room to regain control.
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