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Fintech specialists expect XRP to soar to $2.55 by December 2022 – if Ripple wins or settles

Despite XRP going through the same bearish patch that has engulfed the entire cryptocurrency market, some experts predict the price of the DeFi asset could take a bullish turn and increase dramatically by the end of the year.

Specifically, a panel of 36 fintech experts has analyzed XRP and expressed their expectations that the token could be worth $2.55 by December 2022, provided that Ripple wins or settles its lawsuit with the United States Securities and Exchange Commission (SEC), as per a Finder report from May 4.

On the other hand; however, should the blockchain company lose this battle, the panel believes that XRP will be worth no more than $0.68 by December 2022.

XRP expert forecasts 

According to Carol Alexander, a Professor of Finance at the University of Sussex, XRP could hit $2.50 if Ripple wins, or $0.50 if it loses, and she explained that:

“​​It is not like any other crypto. If it wins vs SEC it really *will* start to replace SWIFT.”

Meanwhile, the majority of the 14 panelists who gave their longer-term prognosis believe that this digital asset will be worth $3.61 by 2025 and $4.98 by 2030 – although five of them think it will still trade under $1 by 2025.

XRP price prediction. Source: Finder

One expert is Finder’s global cryptocurrency editor Keegan Francis, who believes the token will be worth $0.50 by the end of 2025 and only $0.10 by the end of 2030, reasoning that:

“I think Ripple will eventually fail as a project. Other projects will simply outcompete it in the marketplace by doing everything XRP/Ripple does better by a significant factor,” he said. 

At the same time, the greater part of the panel – 45% of them – have said that now is the time to ‘hodl’ the token, 32% feel that this is the time to sell it, while only 23% recommend buying XRP at this time.

Opinions on whether investors should buy/sell/hodl XRP. Source: Finder

The battle wages on

As a reminder, Ripple, the software company independent of XRP, but an important player within the XRP ecosystem, has been embroiled in a tumultuous legal battle against the SEC since December 2020.

Recently, both sides have come to an agreement to hold off their closing briefs to a few days before Christmas, effectively pushing the lawsuit’s end to 2023. As Finbold reported, Ripple had previously expected the lawsuit’s finalization by the second half of November 2022.

Currently, XRP is trading at $0.5353, down 6% on the day and 12.46% across the previous seven days.

XRP 7-day price chart. Source: CoinMarketCap

At the time of publication, the total market cap of the token stands at $25.88 billion, making it the sixth-largest cryptocurrency by this indicator, according to CoinMarketCap data. 

Disclaimer: The content on this site should not be considered investment advice. Investing is speculative. When investing, your capital is at risk. 

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