Summary: Postbank doesn’t offer customers the chance to buy cryptocurrencies on its own platform. Instead, Postbank customers can connect their banking accounts to a regulated crypto exchange to purchase digital assets like Bitcoin (BTC) and Ethereum (ETH).
In short, to buy crypto with Postbank, investors in Germany will need to sign up with a licensed crypto-friendly multi-asset investing platform like eToro and deposit EUR from their Postbank account.
Can you buy crypto with Postbank?
You can buy crypto with Postbank, but you need to connect to a licensed broker that offers cryptocurrencies. As mentioned above, this is because Postbank does not provide direct access to cryptocurrency services through its online banking platform.
How to buy crypto with Postbank?
The best way to buy Bitcoin or any other cryptocurrency with Postbank is through a regulated broker like eToro, which is a widely trusted multi-asset investing platform with over 70 cryptocurrencies and unique features such as “Copy Trading” (enables users to imitate top-performing crypto traders), a staking service, custom watchlist, as well as advanced charts and technical analysis tools.

How to buy crypto with Postbank online banking: Step-by-Step
You can get started in minutes with four simple steps:
- Step 1: Create an account on eToro and complete your verification (personal or company);
- Step 2: Enter the EUR amount you want to deposit on the eToro platform;
- Step 3: Connect your Postbank account to deposit your selected fiat currency;
- Step 4: The final step is to find the cryptocurrency you want to purchase and execute your trade.
About Postbank
Postbank is a German bank operating as a brand of Deutsche Bank’s retail arm. It serves approximately 13 million private, business, and corporate customers across a nationwide branch network with around 650 of its own branches, 2,000 partner branches of Deutsche Post, and 360 advice centers.

Retail banking services offered by Postbank include:
- Personal banking: Checking and saving accounts, mortgages, loans, lines of credit, insurance products, and retirement options;
- Business banking: Business loans and lines of credit as well as business insurance;
- Wealth management: Advisory services and investment portfolio products, various savings and investment fund options, ETFs, and stock trading.
Postbank’s crypto policy
Though you can’t access crypto services from Postbank directly, the bank is supportive of crypto-related activities through brokers that comply with relevant financial regulations. Indeed, customers may only run into issues if they are found depositing money into unlicensed or offshore exchanges.
How to buy crypto safely
As a relatively new and untested territory, cryptocurrency markets are highly volatile, and little regulatory framework exists for their trading globally. And though high risk often translates into high reward, beginner investors should stay wary of the dangers of such speculative instruments.
In fact, the European Supervisory Authorities (ESAs) have warned consumers of the speculative nature of crypto assets as well as the lack of recourse or protection available to investors, as digital assets and services typically fall outside existing protection under current EU financial services rules. The ESAs have laid out advice on initial coin offerings and crypto-assets here.
Fortunately, there are steps you can take to ensure you’re staying safe when investing in crypto. Here are a few essential guidelines for getting started with digital assets and how to best protect yourself and your money:
- Research the cryptocurrency you want to buy: Make sure you understand how it works and what the risks are;
- Only use a safe device: Avoid public computers and Wi-Fi networks. Always use your personal computer with a VPN, which helps establish a secure connection between you and the web, keeping your sensitive information safe;
- Choose a reputable exchange: Ensure the exchange is licensed by the appropriate regulators in your country and has a solid track record. Study the exchange’s user terms and agreements carefully to learn more about where your money is kept and what happens to your funds if the business goes bankrupt. You may also want to scour through user reviews to catch any red flags;
- Secure your account: Use two-factor authentication and a strong password to protect your account;
- Use a secure wallet: Store your cryptocurrency in a secure wallet to protect it from hackers. You can opt for either a hot (online) or cold (offline) wallet. To choose the right one for you, make sure to check out our in-depth guide on crypto wallets;
- Don’t invest money you can’t afford to lose: Because the crypto market can be so volatile, you need to be conservative with your investments, particularly when starting out. For more investing tips, have a look at our guide on investing mistakes to avoid;
- Monitor your investments: Keep an eye on the market and be aware of any changes in the price of the cryptocurrency you’re investing in.
Disclaimer: The content on this site should not be considered investment advice. Investing is speculative. When investing, your capital is at risk.
FAQs about how to buy crypto with Postbank:
How to buy crypto with Postbank?
You can buy crypto with Postbank by depositing EUR to a licensed third-party trading platform that offers cryptocurrencies.
Can you buy crypto with Postbank?
While Postbank doesn’t offer crypto trading directly through its own platform, customers can connect their Postbank accounts to a regulated cryptocurrency exchange to buy digital assets.
What crypto exchanges does Postbank allow?
Customers can deposit funds from their Postbank accounts to licensed crypto brokers, such as eToro.
Is Postbank crypto-friendly?
Yes, Postbank is generally a crypto-friendly bank. Postbank’s crypto policy allows its customers to use their accounts to buy, sell and trade digital assets through regulated exchanges.