As XRP price accelerated its sell-off in June 2026, Finbold AI Agent – an advanced financial assistance tool – has made a bold XRP price prediction for July 31, 2026.
On June 30, the Finbold AI Agent predicted that the XRP price could drop further over the coming 31 days. Specifically, the Finbold AI Agent anticipates that the altcoin could decline by an average of 7.01% over the coming weeks, reaching $0.97 by the end of July.
The Finbold AI Agent leveraged several Large Language Models (LLMs) – including DeepSeek Chat, Gemini 3 Flash, and Grok 4.1 – to generate this XRP price prediction. Additionally, the Finbold AI XRP price forecast incorporated two technical indicators, the Moving Average Convergence Divergence (MACD) and the Relative Strength Index (RSI), to identify the potential price trajectory over the next 4 weeks.
Notably, Grok 4.1 and Gemini 3 Flash predicted that XRP could fall below $1 in July, retesting support around $0.95. Meanwhile, DeepSeek Chat believes the token may drop by approximately 2.3% during this period to $1.02.
Why is AI’s XRP price prediction for July bearish?
The AI could be signaling a bearish XRP price prediction over the coming four weeks, given the existing bearish trend. Year-to-date (YTD), the altcoin has dropped by over 22%, trading at around $1.04 at press time.
The AI could be signaling a further selloff in July, as XRP ETFs (exchange-traded funds) reduced their accumulation pace in June. In June, the XRP ETFs recorded a net cash inflow of roughly $62.29 million, down from $131.94 million in May, according to data from SoSoValue.
The AI’s price prediction for July 31 could, however, be invalidated if the token’s price consistently closes above a local resistance level around $1.07 amid renewed demand for ETFs. Moreover, the altcoin could rally towards the liquidity level around $1.28 if the whales begin to accumulate.
