Skip to content

Buy Crypto With Apple Pay [2023] | Step-by-Step

How to Buy Crypto With Apple Pay [2023] | Step-by-Step

Summary: You can buy crypto with Apple Pay, but you will need to sign up with a licensed multi-asset investing platform like eToro and deposit your chosen fiat currency from the debit or credit card connected to your Apple Pay. 

Best for:

Intermediate Traders and Investors

2.8 Million Active Accounts
Finbold is compensated if you access certain of the products or services offered by eToro USA LLC and/or eToro USA Securities Inc. Any testimonials contained in this communication may not be representative of the experience of other eToro customers and such testimonials are not guarantees of future performance or success.

Can you buy crypto with Apple Pay? 

Some exchanges accept Apple Pay as a payment method, while others do not. If the option is unavailable, a possible workaround is to buy Bitcoin with your credit card or debit card connected to your Apple Pay account directly to the exchange instead.

How to buy crypto with Apple Pay?

The best way to buy Bitcoin (BTC) or any other cryptocurrency with Apple Pay is through a regulated broker like eToro, which is a widely trusted multi-asset investing platform with over 70 cryptocurrencies and unique features such as “Copy Trading” (enables users to imitate top-performing crypto traders), a staking service, custom watchlist, as well as advanced charts and technical analysis tools. 

While eToro doesn’t accept deposits via Apple Pay, it does allow other funding methods, such as debit or credit cards and PayPal. So, to add money to your eToro account, you can simply link your credit or debit card (Visa, MasterCard, Visa Electron, Maestro) or use your active PayPal account, which must have sufficient funds or be linked to a card with funds available.

How to buy crypto with Apple Pay: Step-by-Step

You can get started in minutes with four simple steps:

  • Step 1: Create an account on eToro and complete your verification (personal or company);
  • Step 2: Enter the cash amount you want to deposit on the eToro platform;
  • Step 3: Connect your credit or debit card to deposit your selected fiat currency;
  • Step 4: The final step is to find the cryptocurrency you want to purchase and execute your trade.
Crypto on eToro. Source:

About Apple Pay

Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. (NASDAQ: AAPL). It allows users to make payments in person, online, and in apps using their compatible Apple devices, such as iPhones, iPads, Macs, and Apple Watches. 

Apple Pay’s homepage. Source:

Apple Pay’s crypto policy

Apple Pay has no policies prohibiting users from depositing funds into licensed crypto exchanges. That said, not all crypto exchanges will accept Apple Pay. In that case, investors can deposit money into their accounts using their debit or credit card or a third-party payment platform such as PayPal or Skrill.

How to buy crypto safely

Indeed, the crypto craze has been nothing short of explosive in recent years. But let’s not forget that crypto assets remain a highly speculative investment and can be incredibly volatile, making them a far more precarious financial instrument than stocks or bonds. Moreover, the crypto world is rife with scammers, posing a real danger to both seasoned and novice investors alike.

Fortunately, there are measures you can take to ensure you’re being careful when dipping your toes into the world of digital assets. To that end, here’s a list of a few recommendations on how to best get started with crypto and safeguard your hard-earned cash: 

  • Research the cryptocurrency you want to buy: Make sure you understand how it works and what the risks are for each specific cryptocurrency; 
  • Only use a safe device: Avoid public computers and Wi-Fi networks. Always use your personal computer with a VPN, which helps establish a secure connection between you and the web, keeping your sensitive information safe;
  • Choose a reputable exchange: Ensure the exchange is licensed by the appropriate regulators in your country and has a solid track record. Study the exchange’s user terms and agreements carefully to learn more about where your money is kept and what happens to your funds if the business goes bankrupt. You may also want to scour through user reviews to catch any red flags;
  • Secure your account: Use two-factor authentication and a strong password to protect your account;
  • Use a secure wallet: Store your cryptocurrency in a secure wallet to protect it from hackers. You can opt for either a hot (online) or cold (offline) wallet. To choose the right one for you, make sure to check out our in-depth guide on crypto wallets;
  • Don’t invest money you can’t afford to lose: Because the crypto market can be so volatile, you need to be conservative with your investments, particularly when starting out. For more investing tips, have a look at our guide on investing mistakes to avoid;
  • Monitor your investments: Keep an eye on the market and be aware of any changes in the price of the cryptocurrency you’re investing in. 

Disclaimer: The content on this site should not be considered investment advice. Investing is speculative. When investing, your capital is at risk. 

FAQs about how to buy crypto with Apple Pay:

How to buy crypto with Apple Pay?

You can buy crypto with Apple Pay by linking your account to an exchange that accepts Apple Pay deposits. However, not all cryptocurrency exchanges support Apple Pay. In that case, connecting the card associated with your Apple Pay account to the broker directly can be a fast and easy solution.

Can you buy crypto with Apple Pay?

Yes, you can buy crypto with Apple Pay. Many exchanges allow investors to link their Apple Pay accounts to buy digital assets. However, some brokers, such as eToro, will require you to connect the debit or credit card to the platform directly. 

Where can I buy crypto with Apple pay?

Some exchanges accept Apple Pay as a payment method, while others do not. That said, a simple and quick workaround to using Apple Pay as a deposit method is to link the card connected to your Apple Pay with the cryptocurrency exchange. 

Weekly Finance Digest

Related guides