Summary: Chime Bank doesn’t offer customers the chance to buy cryptocurrencies on its own platform. Instead, Chime customers can connect their banking accounts to a Financial Industry Regulatory Authority (FINRA) licensed cryptocurrency broker to buy digital assets like Bitcoin (BTC) and Ethereum (ETH).
In short, to buy crypto with Chime, investors in the US will need to sign up with a FINRA-regulated crypto exchange like eToro and deposit USD from their Chime account.
Can you buy crypto with Chime?
You can buy crypto with Chime, but you need to connect to a FINRA-licensed cryptocurrency exchange. As mentioned above, this is because Chime does not offer the buying and selling of cryptocurrency directly through its online banking platform.
How to buy crypto with Chime?
The best way to buy Bitcoin or any other cryptocurrency with a Chime account in the US is through a FINRA-regulated broker like eToro, which is a licensed and widely trusted multi-asset investing platform with over 70 cryptocurrencies and unique features such as “Copy Trading,” which enables users to copy top-performing crypto traders, in addition to a staking service, custom watchlist, as well as advanced charts and technical analysis tools.

How to buy crypto with Chime: Step-by-Step
You can get started in minutes with four simple steps:
- Step 1: Create an account on eToro and complete your verification (personal or company);
- Step 2: Enter the USD amount you want to deposit on the eToro platform;
- Step 3: Connect your Chime account to deposit your selected fiat currency;
- Step 4: The final step is to find the cryptocurrency you want to purchase and execute your trade.
About Chime
Chime is an American financial technology company that offers checking and savings accounts as well as credit cards. The bank accounts are provided via Chime’s partners and are FDIC-insured up to $250,000. Chime does not charge monthly or overdraft fees, nor does it require an opening deposit or minimum balance to open a free checking account. As of now, the company only offers personal accounts.

Chime’s crypto policy
While Chime Bank doesn’t provide access to crypto trading directly from its platform, customers can link their Chime accounts to FINRA-regulated crypto exchanges to buy digital assets.
You can also find educational resources on Chime’s website on crypto, such as a quick beginner’s guide and an article about crypto savings accounts.
How to buy crypto safely
Cryptocurrencies are still a relatively new and untested financial instrument, making them a much riskier investment than more traditional asset classes such as stocks or bonds. So, although the price of crypto can spike to extraordinary highs, it can, unfortunately, crash to painful lows just as quickly.
Furthermore, although cryptocurrency broker-dealers in the US are required to register with FINRA, which imposes several requirements on them, including implementing and maintaining both anti-money laundering (AML) and customer identification programs (CIPs), crypto assets themselves are not regulated.
Fortunately, there are steps you can take to ensure you’re being careful when buying crypto. Let’s look at a few tips on what you should do when getting started with digital assets and how to best protect yourself and your money:
- Research the cryptocurrency you want to buy: Make sure you understand how it works and what the risks are;
- Only use a safe device: Avoid public computers and Wi-Fi networks. Always use your personal computer with a VPN, which helps establish a secure connection between you and the web, keeping your sensitive information safe;
- Choose a reputable exchange: Ensure the exchange is licensed by the appropriate regulators in your country and has a solid track record. Study the exchange’s user terms and agreements carefully to learn more about where your money is kept and what happens to your funds if the business goes bankrupt. You may also want to scour through user reviews to catch any red flags;
- Secure your account: Use two-factor authentication and a strong password to protect your account;
- Use a secure wallet: Store your cryptocurrency in a secure wallet to protect it from hackers. You can opt for either a hot (online) or cold (offline) wallet. To choose the right one for you, make sure to check out our in-depth guide on crypto wallets;
- Don’t invest money you can’t afford to lose: Because the crypto market can be so volatile, you need to be conservative with your investments, particularly when starting out. For more investing tips, have a look at our guide on investing mistakes to avoid;
- Monitor your investments: Keep an eye on the market and be aware of any changes in the price of the cryptocurrency you’re investing in.
Disclaimer: The content on this site should not be considered investment advice. Investing is speculative. When investing, your capital is at risk.
FAQs about how to buy crypto with Chime:
Can I buy crypto with Chime?
While Chime doesn’t offer crypto trading directly through its own platform, customers can buy crypto with Chime by connecting their bank accounts to a FINRA-regulated crypto broker.
How to buy crypto with Chime?
You can buy crypto with Chime by connecting your banking account to a licensed third-party cryptocurrency platform.
What crypto exchanges does Chime allow?
Customers can connect their Chime banking account to a FINRA-licensed cryptocurrency exchange to buy crypto.
Is Chime crypto friendly?
While you can’t use Chime to buy crypto directly on their platform, Chime is a crypto-friendly bank. It allows you to connect your account and transfer funds to a regulated crypto exchange or an online investment platform to buy individual cryptocurrencies.
What is Chime’s crypto policy?
Chime allows its customers to use their online banking accounts or services to buy, sell and trade digital assets through regulated exchanges.