Insight from OpenAI’s artificial intelligence (AI) model, ChatGPT-4o, projects that XRP might still trade above the crucial $1 mark in a worst-case scenario at the end of this year.
It’s worth noting that XRP experienced an extended consolidation below this level before undergoing a massive breakout in late 2024. However, the asset’s push towards a possible record high has stalled, aligning with the general cryptocurrency market sentiment.
Now, Finbold consulted ChatGPT for an outlook on XRP’s price at the end of 2025, with the AI model outlining several possible scenarios. To this end, ChatGPT noted Bitcoin’s (BTC) performance, regulatory developments around Ripple, and broader market trends will likely shape XRP’s trajectory.
Picks for you
If Bitcoin extends its bull run past $200,000, XRP could gain momentum. However, a mid-year peak followed by a downturn might create headwinds.
Ripple’s legal battles will also be pivotal. If the company settles ongoing litigation and expands its financial network, XRP could see a strong rally.
ChatGPT also noted that if XRP replicates its explosive 2017 price surge, it could reach new highs in 2024. Analysts have also pointed out that technical indicators suggest XRP may be following a similar pattern, potentially paving the way for a double-digit price.
AI predicts XRP price
Regarding the price outlook, ChatGPT projected that in a bearish scenario, where regulatory setbacks and a crypto market downturn take hold, XRP could slip between $1.50 and $2.
In a moderate scenario, ChatGPT predicted that XRP could reach a new record high between $4 and $6, assuming steady adoption, a strong crypto market, and favorable regulatory conditions.
In the most bullish case, XRP could soar past $10 if Bitcoin climbs above $250,000 and Ripple secures major institutional partnerships.
Finally, in a wild card scenario, insights from the tool suggested that XRP reaching a range of $15 to $20 remains possible if the asset sees mass institutional adoption and regulatory clarity.
However, ChatGPT considered such an explosive surge unlikely but offered a more reasonable prediction, placing XRP between $5 and $7 by the end of 2025. Indeed, if XRP reached a conservative high target of $7, the asset would hit a market cap of $400 billion, placing it in the second spot if Ethereum (ETH) stagnates in the coming months.

XRP price analysis
At the time of reporting, XRP was still in the red zone, having plunged over 4% in the last 24 hours to trade at $2.46. Over the past seven days, the token has also witnessed losses, down 8%.

The current bearish sentiment on XRP is also reflected in the asset’s technical setup. In this case, investors can expect more short-term losses, considering XRP’s current value is below the crucial 50-day simple moving average (SMA) of $2.68. Meanwhile, its long-term growth potential looks intact, as the 200-day SMA is $1.43.
XRP might witness extended consolidation for investors, with traders remaining largely neutral given the 14-day Relative Strength Index (RSI) is at 50.87.
With its current valuation, XRP’s main resistance stands at $2.68, where a price breakout could push the token toward $2.80 or even $3. On the other hand, dropping below the $2.40 support level could trigger more losses, possibly retesting the $2 zone.
Featured image via Shutterstock